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Future Business Journal

Table 1 CAMEL parameters ratios used in this study. Source: Merchant, 2012

From: Evaluating the impact of self-service cash deposit machines on the performance of commercial banks in Tanzania

CAMEL parameters

Ratios

Capital adequacy

Equity to asset

Management quality

Cost-to-income

Liquidity

Net loan to total asset

Earning performance

1) Net profit to total asset

2) Net profit to total equity

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