Table 6 Research Variables and Measurements
Variables | Measurements | Notations | |
|---|---|---|---|
Dependent Variables | Bank Profitability | ROA = Net Income/Total Assets | ROA |
Independent Variables | Bank Size | Log of Total Assets | SIZE |
Capital Adequacy | Total Equity/Total Assets | CAP | |
Credit Risk | Loan loss provisions/ Total loans | CR | |
Liquidity | Loans/Deposits | LIQ | |
Asset Structure | Total Deposits/Total Assets | AS | |
Non-Performing Loans | Non-performing loans/ Total Loans | NPL | |
Concentration | Total Assets of largest 3 / Total Assets of the whole industry | CON | |
Banking Sector Development | Total Banks Assets/ GDP | BSD | |
Economic Growth | GDP growth Rate | GDP | |
Inflation | Inflation Rate | INF |