Constructs | Items | Loadings | CA | CR | AVE |
---|---|---|---|---|---|
ACL | I always consider my m-payment provider as my first choice | 0.867 | 0.709 | 0.838 | 0.635 |
 | I consider myself to be a loyal customer | 0.813 |  |  |  |
 | I encourage sharing information about m-payment providers with friends, family members and colleagues, close people | 0.700 |  |  |  |
BCL | I will keep using the m-payment service provider | 0.833 | 0.705 | 0.833 | 0.626 |
 | I will use this provider the next time I need a new service | 0.757 |  |  |  |
 | I occasionally consider switching to another service provider | 0.780 |  |  |  |
FQ | Whenever I am paying my bills, I receive service with promptness | 0.573 | 0.727 | 0.810 | 0.580 |
 | I received mobile payment services correctly, as I expected | 0.521 |  |  |  |
 | My provider improved customer service and offered | 0.600 |  |  |  |
 | When I call the service centre, I find them willing to help with my inquiry | 0.618 |  |  |  |
 | I get personal attention when calling the service centre | 0.695 |  |  |  |
 | There is continuous improvement in mobile payment services | 0.685 |  |  |  |
 | My provider keeps me informed on important information | 0.606 |  |  |  |
RQ | My provider provides an excellent service | 0.795 | 0.867 | 0.900 | 0.601 |
 | My service provider is successful | 0.816 |  |  |  |
 | My service provider makes many contributions to society | 0.725 |  |  |  |
 | It has superior mobile phone technology in m-payment services | 0.797 |  |  |  |
 | My provider is sincere with her customers | 0.731 |  |  |  |
 | My provider has a good reputation | 0.782 |  |  |  |
TQ | My mobile payment services provider completed the service successfully | 0.816 | 0.784 | 0.827 | 0.617 |
 | Mobile payment services can be completed without interaction | 0.856 |  |  |  |
 | When I wrongly transfer money to an unexpected person, I get a technical solution | 0.674 |  |  |  |