Determinant of credit risk of Islamic banks in Pakistan

Future Business Journal

Table 7 Regression analysis

Variable	Coefficient	SE	t Statistic	Prob
INF	0.166846	0.084897	1.965280	0.0548
GDP	0.046106	0.025738	1.791361	0.0792
INT	− 0.001376	0.000690	− 1.994879	0.0514
S	− 0.049355	0.012951	− 3.810826	0.0004
ROA	− 0.531948	0.393593	− 1.351518	0.1825
LLP	1.158915	0.096575	12.00018	0.0000
CAR	− 0.180670	0.053277	− 3.391130	0.0014
AQ	− 0.037120	0.035834	− 1.035895	0.3051
C	− 0.046506	0.081836	− 0.568280	0.5723
R²	0.860459	Mean dependent var	0.064317
Adjusted R²	0.838570	S.D. dependent var	0.048568
S.E. of regression	0.019514	Akaike info criterion	− 4.897901
Sum squared resid	0.019420	Schwarz criterion	− 4.583749
Log likelihood	155.9370	Hannan-Quinn criter	− 4.775019
F-statistic	39.31044	Durbin-Watson stat	0.667959
Prob(F-statistic)	0.000000