Table 1 Summary of literature review
From: Factors influencing commercial bank profitability in Bangladesh: a panel data approach
| Â | References | Variables/models | Sample | Study period | Country/region | Analysis methods |
|---|---|---|---|---|---|---|
1 | [7] | Return on asset (ROA), return on equity (ROE), capital adequacy, bank size, financial leverage, credit risk, operating efficiency, inflation, gross domestic products (GDP) growth | 6 | 2013–2019 | Bahrain | Regression and unit root test |
2 | [77] | ROE, NPL, GDP, solvency ratio, inflation (INF), interest rates | 28 | 2006–2015 | Europe | Regression |
3 | [16] | ROA, ROE, non-performing loans to total gross loans, regulatory capital to risk-weighted assets, liquid assets to total assets, non-interest expenses to gross income, interest margin to gross income |  | 2005–2013 | Chile, Columbia, Honduras, Mexico, Paraguay, El Salvador | Regression |
4 | [52] | ROA, ROE, net interest margin (NIM), bank size, capital to risk assets ratio, liquidity, non-performing investment, operating efficiency, GDP growth, inflation | 8 | 2010–2017 | Bangladesh | Regression |
5 | [119] | ROA, ROE, NIM, credit-to deposits ratio, NPL, non-interest income share, banking crisis, capital share, bank concentration, stock market capitalization, Lerner index, GDP growth, inflation, trade | – | 1996–2017 | Central European Countries | Regression |
6 | [11] | ROA, ROE, NIM, market concentration, inflation rate, liquidity risk, real GDP growth rate, CRIS is credit risk, business mix indicator, capital adequacy and efficiency ratio | 25 | 2001–2015 | Nigeria | Ordinary least square, panel unit root test and GMM |
7 | [60] | ROA, total asset, total equity to total asset, total loans to total asset, deposits to total assets | 10 | 2004–2008 | Pakistan | Pooled ordinary least square (POLS) |
8 | [111] | ROA, NIM, NPL, capital adequacy ratio (CAR), operational cost to revenue, total asset, exchange rate, oil price, consumption of cement and fed rate | 26 | 2007–2018 | Indonesia | Regression |
9 | [26] | ROA, EOE, bank size, capital adequacy, bank risk, operating expenses, profit per employee, inflation, GDP growth | 35 | 2006–2014 | Vietnam | Regression and GMM |
10 | [41] | ROA, liquid assets/total assets, total loans/total deposits, GDP growth, INF | 26 | 2013–2018 | Vietnam | Regression and GMM |
11 | [58] | ROA, ROE, NIM, bank size, equity to total assets, credit risk, liquidity ratio, total loans/assets, GDP growth, INF, interest rate, unemployment, regulatory quality, political instability, government effectiveness | 18 | 2005–2017 | Iraq | Regression |
12 | [19] | ROE, INF, GDP growth, non-interest income/interest income, size square logarithm of total assets, liquidity ratio, loans/deposits ratio, NPL, and CAR | 103 | 2008–2016 | MENA | Regression |
13 | [95] | ROA, NIM, ROE, capital, risk, bank size, ownership structure, non-interest income to total assets, cost/income ratio, off-balance sheet items/total assets, GDP growth and inflation | 25 | 2006–2013 | Bangladesh | Regression |
14 | [104] | ROA, ROE, liquidity risk, credit risk/credit quality, bank operational efficiency, capital efficiency, bank size, GDP, INF | 42 | 2009–2010 | Bangladesh | Regression |
15 | [57] | ROA, ROE, NIM, total interest income, non-interest income, operating expenditure, total deposits, capital, liquidity, GDP growth, INF, interest rate | 23 | 2013–2017 | Bangladesh | Regression |