Table 6 Endogenous switching regression-based treatment effect.
From: Impact of financial inclusion on household welfare in Ethiopia
Y1 (Choose to adopt) | Y0 (Choose not to adopt) | Treatment effect | Label | |
|---|---|---|---|---|
Total expenditure | ||||
A1 | 10.02 | 9.13 | 0.89*** | ATT |
(Adopted) | (0.43) | (0.44) | (0.002) | |
A0 | 9.95 | 9.39 | 0.56*** | ATU |
(Not adopted) | (0.41) | (0.42) | (0.002) | |
Heterogeneity Effect | 0.06 | − 0.26 | 0.33*** | ATH |
(0.01) | (0.01) | (0.003) | ||
Food expenditure | ||||
A1 | 9.66 | 8.94 | 0.72*** | ATT |
(Adopted) | (0.41) | (0.43) | (0.001) | |
A0 | 9.88 | 9.18 | 0.70*** | ATU |
(Not adopted) | (0.38) | (0.40) | (0.002) | |
Heterogeneity | − 0.22 | − 0.24 | 0.02*** | ATH |
Effect | (0.001) | (0.01) | (0.003) | |
Education expenditure | ||||
A1 | 3.70 | 3.33 | 0.37*** | ATT |
(Adopted) | (1.70) | (1.47) | (0.009) | |
A0 | 7.51 | 2.73 | 4.78*** | ATU |
(Not adopted) | (1.61) | (1.39) | (0.009) | |
Heterogeneity | − 3.81 | 0.60 | − 4.41*** | ATH |
Effect | (0.04) | (0.04) | (0.01) | |
Utility expenditure | ||||
A1 | 6.19 | 2.73 | 3.46*** | ATT |
(Adopted) | (1.61) | (2.06) | (0.01) | |
A0 | 4.69 | 3.34 | 1.35*** | ATU |
(Not adopted) | (1.77) | (2.27) | (0.01) | |
Heterogeneity | 1.49 | − 0.61 | 2.1112** | ATH |
Effect | (0.04) | (0.05) | (0.02) | |