Effects of behavioural intention on usage behaviour of digital wallet: the mediating role of perceived risk and moderating role of perceived service quality and perceived trust

Future Business Journal

Table 2 Discriminant validity

	BI	PC	PEU	PR	PSQ	PSI	PT	PU	UBDW
Behavioural intention	0.849
Perceived compatibility	0.707	0.833
Perceived ease of use	0.433	0.683	0.833
Perceived risk	0.457	0.497	0.528	0.908
Perceived service quality	0.663	0.684	0.582	0.599	0.778
Perceived social influence	0.803	0.754	0.571	0.480	0.684	0.901
Perceived trust	0.743	0.715	0.552	0.545	0.687	0.661	0.849
Perceived usefulness	−0.608	−0.755	−0.707	−0.438	−0.659	−0.656	−0.604	0.824
Usage Behavior of digital wallet	0.667	0.633	0.468	0.357	0.715	0.650	0.691	−0.596	0.927