Variable | Mean | Standard deviation | Min | Max |
---|
IT | 25.51 | 31.40 | − 8 | 187.5 |
ROA | 0.789 | 0.594 | − 3.51 | 2.7 |
ROE | 7.83 | 15.35 | − 126.64 | 34.6 |
CR | 13.82 | 6.07 | − 6.5 | 25.2 |
Leverage | 2.30 | 3.75 | 0.002 | 13.94 |
Bank Size | 14.39 | 4.53 | 5.659 | 26.59 |
- The value of IT is derived by multiplying ESE index with NPL ratio. IT is interaction term used as moderator. ROA and ROE is return on assets and return on equity, respectively, which represents bank’s profitability; CR is the capital ratio; NPL is nonperforming loan ratio and Bank Size is the logarithm of total assets