Big data in relation with business intelligence capabilities and e-commerce during COVID-19 pandemic in accountant’s perspective

Future Business Journal

Table 4 Results summary for discriminant validity—heterotrait–monotrait ratio

	Model 1 COVID-19 pandemic (sample size = 812)								Model 2 New normal (sample size = 623)
	AP	CP	DIC	EC	OBIC	SBIC	SP		AP	CP	DIC	EC	OBIC	SBIC	SP
AP								AP
CP	0.054							CP	0.089
DIC	0.041	0.037						DIC	0.056	0.070
EC	0.243	0.072	0.382					EC	0.079	0.109	0.181
OBIC	0.045	0.117	0.051	0.105				OBIC	0.054	0.401	0.062	0.123
SBIC	0.042	0.123	0.033	0.037	0.062			SBIC	0.184	0.120	0.079	0.362	0.087
SP	0.162	0.065	0.056	0.169	0.056	0.147		SP	0.134	0.161	0.104	0.331	0.066	0.631