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Table 6 Data coding for interview transcripts

From: Myth or coverage: experience and expectation of policyholders from health insurance during COVID-19 in the NCR region of India

Holistic code

Pattern code

Challenges faced by policyholders

Denial of cash-less treatment

Differential rates

Overbilling

Violation of service-level agreement

Speed of settlement

Exclusions

Hospital-insurers-regulators tussles

Reporting and documentation

Procedural bottlenecks

Lack of clarity and awareness

Lack of clarity and awareness

Emotional and financial stress

Emotional and financial stress

Challenges faced by Insurers

Managing financial turbulence

Regulatory compliances

Continuity of services

Continuity of operations

Spread awareness

Claim settlement

Supporting policyholders