Table 5 Thematic clusters of microfinance and microfinance institutions research
Theme | Author(s) | Title | TC |
|---|---|---|---|
Cluster 1: Access to and constraints on microcredit for SMEs | Chandio et al. [26] | Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan | 51 |
Nguyen et al. [27] | SME credit constraints in Asia’s rising economic star: fresh empirical evidence from Vietnam | 11 | |
Tran et al. [28] | Gender difference in access to local finance and firm performance: Evidence from a panel survey in Vietnam | 10 | |
Silong and Gadanakis [29] | Credit sources, access, and factors influencing credit demand among rural livestock farmers in Nigeria | 9 | |
Afari-Sefa et al. [30] | Determinants of smallholder vegetable farmers credit access and demand in southwest region, Cameroon | 7 | |
Archer et al. [31] | SME credit constraints and access to informal credit markets in Vietnam | 7 | |
Ademola Abimbola et al. [32] | Rotating and savings credit association (ROSCAS): A veritable tool for enhancing the performance of micro and small enterprises in Nigeria | 6 | |
Diaz-Serrano and Sackey [33] | Microfinance and credit rationing: does the microfinance type matter? | 6 | |
Ding and Abdulai [34] | Smallholder preferences and willingness-to-pay measures for microcredit: Evidence from Sichuan province in China | 6 | |
Bairagya et al. [35] | Impact of Credit Accessibility on the Earnings of Self-employed Businesses in India | 4 | |
Weng et al. [36] | Credit Constraints and Rural Households’ Entrepreneurial Performance in China | 3 | |
Shuaibu and Nchake [37] | Impact of credit market conditions on agriculture productivity in Sub-Saharan Africa | 3 | |
Cluster 2: Microfinance and economic empowerment | Drori et al. [38] | How does the global microfinance industry determine its targeting strategy across cultures with differing gender values? | 20 |
Mia et al. [39] | History of microfinance in Bangladesh: A life cycle theory approach | 14 | |
Bel hadj Miled et al. [40] | Can Microfinance Help to Reduce Poverty? A Review of Evidence for Developing Countries | 8 | |
Samineni and Ramesh [41] | Measuring the Impact of Microfinance on Economic Enhancement of Women: Analysis with Special Reference to India | 7 | |
Shoma [42] | Financing female entrepreneurs in cottage, micro, small, and medium enterprises: Evidence from the financial sector in Bangladesh 2010–2018 | 5 | |
Patel and Patel [43] | Does microfinance empower women from economic, social, and political perspectives? Empirical evidence from rural Gujarat | 3 | |
Aslam et al. [44] | Impact of microfinance on poverty: Qualitative analysis for Grameen Bank borrowers | 2 | |
Khan et al. [45] | Impact of Microfinance on Economic, Social, Political and Psychological Empowerment: Evidence from Women’s Self-help Groups in Kashmir Valley, India | 2 | |
Nilakantan et al. [46] | On Ethical Violations in Microfinance Backed Small Businesses: Family and Household Welfare | 2 | |
Okunlola et al. [47] | Empowering women through microfinance: Empirical evidence from Ibadan, Oyo state, Nigeria | 2 | |
Patel and Patel [48] | Impact of microfinance on women empowerment: A study from the decision-making perspective | 2 | |
Cluster 3: Sustainability of Microfinance institutions | Gul et al. [49] | Performance of Microfinance Institutions: Does Government Ideology Matter? | 20 |
Awaworyi [50] | Microfinance financial sustainability and outreach: is there a trade-off? | 18 | |
Cervelló-Royo, Guijarro et al. [51] | Social Performance considered within the global performance of Microfinance Institutions: a new approach | 10 | |
Li et al. [52] | Convergence of the performance of microfinance institutions: A decomposition analysis | 10 | |
Sinha and Pandey [53] | Efficiency of Microfinance Institutions in India: A Two-Stage DEA Approach | 8 | |
Leite and Mendes [54] | To profit or not to profit? Assessing financial sustainability outcomes of microfinance institutions | 8 | |
Abrar et al. [55] | Finance–growth nexus and banking efficiency: The impact of microfinance institutions | 7 | |
Al-Azzam [56] | Financing microfinance institutions: subsidies or deposit mobilization | 6 | |
Chikalipah [57] | Do micro-savings stimulate financial performance of microfinance institutions in Sub-Saharan Africa? | 6 | |
Banto and Monsia [58] | Microfinance institutions, banking, growth, and transmission channel: A GMM panel data analysis from developing countries | 4 | |
Adusei and Sarpong-Danquah [59] | Institutional quality and the capital structure of microfinance institutions: The moderating role of board gender diversity | 3 | |
Tchuigoua et al. [60] | Lending and business cycle: Evidence from microfinance institutions | 3 | |
Bharti and Malik [61] | Financial inclusion and the performance of microfinance institutions: does social performance affect the efficiency of microfinance institutions? | 2 | |
Memon et al. [62] | Financial Sustainability of Microfinance Institutions and Macroeconomic Factors: A Case of South Asia | 2 | |
Mia et al. [63] | Factors affecting borrowers’ turnover in microfinance institutions: A panel evidence | 2 | |
Cluster 4: Creditworthiness, microfinance technology infrastructure, and financing patterns | Bernards [64] | The poverty of fintech? Psychometrics, credit infrastructures, and the limits of financialization | 34 |
Tanima et al. [65] | Surfacing the political: Women’s empowerment, microfinance, critical dialogic accounting, and accountability | 20 | |
Langevin [66] | Big data for (not so) small loans: technological infrastructures and the massification of fringe finance | 13 | |
Masiak et al. [67] | How do micro firms differ in their financing patterns from larger SMEs? | 11 | |
Wasiuzzaman et al. [68] | Creditworthiness and access to finance of SMEs in Malaysia: do linkages with large firms matter? | 10 | |
Bongomin et al. [69] | Microfinance accessibility, social cohesion, and survival of women MSMEs in post-war communities in sub-Saharan Africa: Lessons from Northern Uganda | 8 | |
Shahriar et al. [70] | Gender differences in the repayment of microcredit: The mediating role of trustworthiness | 7 | |
Koh [71] | The impact of microfinance services on socioeconomic welfare of urban vulnerable households in Malaysia | 2 | |
Mittal and Raman [72] | Financing woes: estimating the impact of MSME financing gap on financial structure practices of firm owners | 2 | |
Cluster 5: Islamic financial inclusion | Pomeroy et al. [73] | Financial inclusion to build economic resilience in small-scale fisheries | 20 |
Ali et al. [74] | Islamic financial inclusion determinants in Indonesia: an ANP approach | 12 | |
Zauro et al. [75] | Enhancing socioeconomic justice and financial inclusion in Nigeria: The role of Zakat, Sadaqah, and Qardhul Hassan | 8 | |
Raza et al. [76] | Determining the nexus between financial inclusion and economic development in Pakistan | 8 | |
Baber [77] | Financial inclusion and FinTech: A comparative study of countries following Islamic finance and conventional finance | 5 | |
Khmous and Besim [78] | Impact of Islamic banking share on financial inclusion: evidence from MENA | 3 | |
Shaikh [79] | Using Fintech in scaling up Islamic microfinance | 3 | |
Bolarinwa et al. [80] | Does Financial Development Really Matter for Poverty Reduction in Africa? | 2 | |
Cluster 6: Microcredit and credit assessment models | Shi et al. [81] | Exploring the mismatch between credit ratings and loss given default: A credit risk approach | 18 |
Liang and He [82] | Analyzing credit risk among Chinese P2P-lending businesses by integrating text-related soft information | 13 | |
Enimu et al. [83] | Determinants of loan repayment among agricultural microcredit finance group members in Delta state, Nigeria | 8 | |
Medina-Olivares et al. [84] | Spatial dependence in microfinance credit default | 7 | |
Zhang et al [85] | Credit risk prediction of SMEs in supply chain finance by fusing demographic and behavioral data | 6 | |
Mota et al. [86] | Determinants of microcredit repayment in Portugal: analysis of borrowers, loans and business projects | 4 | |
Ala’raj et al. [87] | The applicability of credit scoring models in emerging economies: An evidence from Jordan | 3 | |
de Paula et al. [88] | Estimating credit and profit scoring of a Brazilian credit union with logistic regression and machine-learning techniques | 2 | |
Fuming et al. [89] | Micro- and small-sized enterprises’ willingness to borrow via internet financial services during coronavirus disease 2019 | 2 | |
Mou et al. [90] | Microlending on mobile social credit platforms: an exploratory study using Philippine loan contracts | 2 | |
Wang et al. [91] | The role of social and psychological related soft information in credit analysis: Evidence from a Fintech Company | 2 | |
Cluster 7: Microfinance and innovative business models | Zhang et al. [92] | Exploring the Multi-Phase Driven Process for Disruptive Business Model Innovation of E-Business Microcredit: a Multiple Case Study from China | 14 |
Kimmitt and Dimov [93] | The recursive interplay of capabilities and constraints among microfinance entrepreneurs | 9 | |
Souza et al. [94] | Multilevel latent class modeling to segment the microfinance market | 4 | |
Kumra et al. [95] | Factors Affecting BoP Producer Intention to Use P2P Lending Platforms in India | 2 | |
Singh and Dutt [96] | Microfinance and entrepreneurship at the base of the pyramid | 2 | |
Cluster 8: Gender and equity crowdfunding | Geiger and Oranburg [97] | Female entrepreneurs and equity crowdfunding in the US: Receiving less when asking for more | 24 |
Figueroa-Armijos and Berns [98] | Vulnerable Populations and Individual Social Responsibility in Prosocial Crowdfunding: Does the Framing Matter for Female and Rural Entrepreneurs? | 7 | |
Zhao et al. [99] | Female entrepreneurs and equity crowdfunding: the consequential roles of lead investors and venture stages | 3 | |
Cicchiello et al. [100] | In women, we trust! Exploring the sea change in investors’ perceptions in equity crowdfunding | 2 |