Table 5 Validity tests (Heterotrait-Monotrait Ratio (HTMT))
From: Drivers of mobile commerce adoption intention by Saudi SMEs during the COVID-19 pandemic
Constructs | Environmental uncertainty | M commerce adoption | Perceived benefits | Perceived cost | TMS |
|---|---|---|---|---|---|
Environmental uncertainty | Â | Â | Â | Â | Â |
M commerce adoption | 0.606 | Â | Â | Â | Â |
Perceived benefits | 0.654 | 0.594 | Â | Â | Â |
Perceived cost | 0.333 | 0.384 | 0.260 | Â | Â |
TMS | 0.701 | 0.853 | 0.639 | 0.455 | Â |