Table 3 Overview of data structure

•Can share my viewpoint in front of my family members

•Can ask questions and disagree with the opinion of family members without any fear

Confidence in expressing an opinion

Social empowerment

•Can participate in household decisions

•Can make decisions regarding asset purchase and loan utilization

Autonomy in decision making

•Have ownership of valuable assets

•Control over savings and cash

Control on assets

Financial empowerment

•Able to contribute to household income

•Prepared for unexpected expenses

Control on household spending

•Can manage daily food expenses

•Can provide shelter to my children

Basic needs are managed

Improvement in lifestyle

•Can afford better health facilities

•Able to purchase good clothes for my children

Improvement in living standards

•Own desire to independently support a family

•A powerful drive for earning income

Self-motivated

Entrepreneurial spirit

•Experienced several challenges in life since childhood

•Able to face any unexpected challenge in life

Tolerant of ambiguity

•Difficult to give proper time to family

•Difficult to manage time for house chores

Difficulty in fulfilling family responsibilities

Difficulty in achieving work-life balance

•Cannot fully concentrate on business because of children

•Faced more societal challenges in managing the business because I am a “woman”

Difficulty in managing business