An Empirical Investigation of the Continued Usage Intention of Digital Wallets: The Moderating Role of Perceived Technological Innovativeness

Future Business Journal

Table 4 Discriminant validity-Fornell and Larcker criterion model

Constructs	BI	CUI	PC	PEU	PI	PPI	PSI	PTI	PU
Behavioral intention (BI)	0.926
Continued Usage Intention (CUI)	0.787	0.951
Perceived Compatibility (PC)	0.694	0.781	0.903
Perceived Ease of Use (PEU)	0.726	0.785	0.801	0.879
Perceived Insecurity (PI)	0.394	0.316	0.283	0.312	1.000
Perceived Personal Innovativeness (PPI)	0.602	0.663	0.712	0.676	0.266	0.798
Perceived Social Influence (PSI)	0.485	0.547	0.610	0.536	0.321	0.630	0.929
Perceived Technological Innovativeness (PTI)	0.778	0.853	0.756	0.770	0.412	0.652	0.596	0.898
Perceived Usefulness (PU)	0.721	0.777	0.751	0.772	0.309	0.632	0.610	0.768	0.831