An Empirical Investigation of the Continued Usage Intention of Digital Wallets: The Moderating Role of Perceived Technological Innovativeness

Future Business Journal

Table 3 Construct reliability and the results of the outer model

Constructs	Measurement items	Loadings	α	CR	AVE	R²
Perceived Usefulness	PU1 PU2 PU3 PU4	0.874 0.868 0.913 0.642	0.845	0.898	0.691
Perceived Ease of Use	PEU1 PEU2 PEU3 PEU4	0.881 0.844 0.881 0.909	0.902	0.932	0.773
Perceived Compatibility	PC1 PC2 PC3	0.914 0.901 0.894	0.887	0.930	0.816
Perceived Personal Innovativeness	PP1 PPI2 PPI3	0.887 0.778 0.721	0.728	0.839	0.637
Perceived Social Influence	PSI1 PSI2 PSI3	0.918 0.944 0.925	0.921	0.950	0.863
Perceived Insecurity	PI3	1.000	1.000	1.000	1.000
Behavioral Intention	BI1 BI2 BI3	0.924 0.936 0.918	0.917	0.947	0.857	0.629
Continued Usage Intention	CUI1 CUI2	0.948 0.954	0.894	0.950	0.904	0.768
Perceived Technological Innovativeness	PTI1 PTI2 PTI3	0.901 0.886 0.907	0.880	0.926	0.807