From: Loan repayment among group borrowers in Tanzania: the role of relationship quality
Construct | Item label | Item description | Factor loading | t-value |
---|---|---|---|---|
Commitment (COMT) | α = 0.910; AVE = 0.938 |  |  |  |
 | COMT1 | Our relationship in our group is something we are committed to | 0.874 | 77.789*** |
 | COMT2 | Our relationship in our group is something we intend to maintain indefinitely | 0.921 | 78.005*** |
 | COMT3 | Our relationship in our group deserves our maximum effort to maintain | 0.760 | 75.704*** |
Trust (TRUS) | α = 0.966; AVE = 0.833 |  |  |  |
 | TRUS1 | Each member of our group can be trusted at all time | 0.955 | 61.726*** |
 | TRUS2 | Each member of our group can be counted on to do what is right | 0.969 | 61.383*** |
 | TRUS3 | Each member of our group has high integrity | 0.887 | 57.718*** |
Satisfaction (SATS) | α = 0.946; AVE = 0.816 |  |  |  |
 | SATS1 | I am satisfied with my fellow group members | 0.875 | 57.515*** |
 | SATS2 | I am satisfied with the relationship with my fellow group members | 0.941 | 61.525*** |
 | SATS3 | Overall, I am satisfied with the relationship in our group | 0.897 | 58.516*** |
Group loan repayment (GLR) | α = 0.879; AVE = 0.100 |  |  |  |
 | GLR1 | The likelihood I would repay my loan is high | 0.843 | 225.412*** |
 | GLR2 | My willingness to repay my loan is high | 0.804 | 257.909*** |
 | GLR3 | The probability I would repay my loan is high | 0.890 | 230.489*** |