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Table 3 NPLs, ROA, and ROE before and during COVID-19 pandemic for IBs and CBs

From: The consequence of the credit risk on the financial performance in light of COVID-19: Evidence from Islamic versus conventional banks across MEA region

 

Islamic Banks

Conventional Banks

Whole period

Prior COVID-19

During COVID-19

Whole Period

Prior COVID-19

During COVID-19

Gross NPL%

4.29

3.59

4.74

7.84

3.64

5.58

ROE

8.988

10.003

8.511

7.870

12.839

7.809

ROA

0.755

1.200

0.545

0.935

1.565

0.900

  1. ROA return on equity %; ROE return on assets % and G.NPL gross NPL ratio %