The consequence of the credit risk on the financial performance in light of COVID-19: Evidence from Islamic versus conventional banks across MEA region

Future Business Journal

Table 2 Descriptive statistics

	Minimum	Maximum	Mean	SD
Gross NPL%	0.150	65.66	7.69	8.49
Return on equity %	− 89.60	44.200	10.58	10.74
Return on assets %	− 9.500	8.300	1.381	1.499
Total COVID-19 cases	0	3,458,286	219,988	504,713
Total COVID-19 deaths	0	91,145	4152.9	12,836
Inflation% CPI	− 2.5403	84.864	4.230	9.274
Unemployment	.110	28.74	7.898	6.754
Firm size	4.56	12.548	8.827	1.555
Loan-to-deposit ratio%	10.50	32,416.70	121.22	1234.3
Equity-to-assets ratio %	2.10	69.2	13.110	5.125
Capital adequacy % total	3.700	166.8	19.36	8.249
Loan loss reserves to gross NPLs %	2.70	747.3	105.69	79.207
Liquid assets to total deposits and borrowings %	5.70	231.9	38.12	20.353

ROA return on equity %; ROE return on assets %; G.NPL gross NPL ratio %,; SIZ firm size based on log of total assets; LD loan-to-deposit ratio%; EA equity-to-assets ratio %; CA capital adequacy ratio total; LLR loan loss reserves to gross NPLs %; LA liquid assets to total deposits and borrowings%; INF inflation % CPI; UNE unemployment, total (% of total labor force) (modeled ILO estimate); TC total cases of COVID and TD total deaths of COVID