Variables | Financial well-being | Financial stress | Financial behaviour | Financial literacy | |||||
---|---|---|---|---|---|---|---|---|---|
Mean | F | Mean | F | Mean | F | Mean | F | ||
Age (Years) | Below 25 | 3.49 | 1.74 | 2.97 | 0.39 | 3.41 | 0.95 | 4.12 | 1.81 |
25–34 | 3.51 | 2.90 | 3.43 | 4.27 | |||||
35–44 | 3.61 | 2.93 | 3.45 | 4.57 | |||||
45–54 | 3.23 | 2.83 | 3.51 | 4.71 | |||||
55 or Above | 3.94 | 2.50 | 3.78 | 6.00 | |||||
Marital status | Single | 3.47 | 2.02 | 2.92 | 0.56 | 3.40 | 2.47 | 4.35 | 1.20 |
Married | 3.56 | 2.90 | 3.49 | 4.12 | |||||
Widowed | 2.88 | 3.83 | 3.10 | 3.00 | |||||
Education | SPM | 3.52 | 3.64** | 2.93 | 0.97 | 3.39 | 0.75 | 4.03 | 3.71** |
Diploma | 3.55 | 3.00 | 3.42 | 4.18 | |||||
Bachelor degree | 3.45 | 2.92 | 3.45 | 4.20 | |||||
Master degree | 3.59 | 2.69 | 3.40 | 5.18 | |||||
PhD | 4.75 | 2.59 | 3.80 | 5.00 | |||||
Employment | Government sector | 3.51 | 3.19* | 2.89 | 0.86 | 3.43 | 4.62** | 4.72 | 2.98* |
Private sector | 3.46 | 2.91 | 3.46 | 4.08 | |||||
Self-employed | 3.71 | 2.82 | 3.48 | 4.33 | |||||
Non-employed | 3.46 | 3.09 | 3.23 | 4.38 | |||||
Monthly personal income (RM) | 5000 or more | 3.63 | 1.09 | 2.72 | 1.80 | 3.67 | 5.77** | 4.72 | 0.88 |
4000–4999 | 3.44 | 3.14 | 3.37 | 4.33 | |||||
3000–2999 | 3.43 | 2.75 | 3.53 | 4.23 | |||||
2000–2999 | 3.53 | 2.87 | 3.41 | 4.21 | |||||
1999 or less | 3.49 | 2.98 | 3.36 | 4.22 | |||||
Monthly household income (RM) | 8000 or more | 3.68 | 4.13* | 2.71 | 1.52 | 3.67 | 21.28** | 4.33 | 0.28 |
4000–7999 | 3.44 | 2.93 | 3.49 | 4.38 | |||||
3999 or less | 3.50 | 2.93 | 3.32 | 4.24 |