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Table 1 Respondents’ profile (N = 412)

From: The role of financial behaviour, financial literacy, and financial stress in explaining the financial well-being of B40 group in Malaysia

Variables

No

(%)

Variables

No

(%)

Age (Years)

Below 25

126

30.58

Residential area

Urban

354

85.92

25—34

245

59.47

Rural

58

14.08

35—44

23

5.58

Education

SPM and Certificate

66

16.02

45—54

14

3.40

Diploma

110

26.70

55 or Above

4

0.97

Bachelor degree

194

47.09

Gender

Male

43

10.44

Master degree

40

9.71

Female

369

89.56

PhD

2

0.49

Ethnicity

Bumiputera

376

91.26

Employment

Government sector

74

17.96

Chinese

11

2.67

Private sector

231

56.07

Indian

9

2.18

Self-employed

57

13.83

Others

16

3.88

Non-employed

50

12.14

Religion

Islam

385

93.45

Monthly personal income (RM)

5000 or more

43

10.44

Christian

16

3.88

4000–4999

30

7.28

Buddha

3

0.73

3000–2999

58

14.08

Hindu

8

1.94

2000–2999

134

32.52

Marriage

Single

256

62.14

1999 or less

147

35.68

Married

155

37.62

Monthly household income (RM)

8000 or more

58

14.08

Widowed

1

0.24

4000–7999

137

33.25

Divorced

0

0.00

3999 or less

217

52.67