From: NPAs and profitability in Indian banks: an empirical analysis
 | ROA | NNPA | lnTD | NII | CapT1 | OCTII | GDPGr | INF | IR | II |
---|---|---|---|---|---|---|---|---|---|---|
ROA | 1.000 | Â | Â | Â | Â | Â | Â | Â | Â | Â |
NNPA | − 0.770 | 1.000 |  |  |  |  |  |  |  |  |
lnTD | − 0.099 | 0.264 | 1.000 |  |  |  |  |  |  |  |
NII | 0.373 | − 0.195 | − 0.019 | 1.000 |  |  |  |  |  |  |
CapT1 | 0.277 | − 0.205 | − 0.250 | 0.162 | 1.000 |  |  |  |  |  |
OCTII | − 0.093 | − 0.025 | − 0.350 | 0.388 | 0.178 | 1.000 |  |  |  |  |
GDPGr | 0.050 | 0.015 | − 0.075 | 0.021 | − 0.074 | 0.064 | 1.000 |  |  |  |
INF | 0.357 | − 0.458 | − 0.307 | 0.083 | 0.003 | 0.050 | − 0.169 | 1.000 |  |  |
IR | 0.215 | − 0.265 | − 0.031 | − 0.146 | − 0.033 | − 0.130 | − 0.388 | 0.128 | 1.000 |  |
II | 0.516 | − 0.399 | − 0.206 | 0.327 | 0.411 | 0.319 | 0.018 | 0.089 | 0.072 | 1.000 |