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Table 8 Challenges of the respondents to access service.

From: The role of microfinance institutions on poverty reduction in Ethiopia: the case of Oromia Credit and Saving Share Company at Welmera district

Constraints and challenges

Frequency

Percent

Time of credit availability

31

8.68

Time of repayment

23

6.44

Group lending

69

19.32

Amount of interest rate

104

29.13

Distance from the lending institute

93

26.05

Working time of the institute

15

4.20

Working ethics

22

6.16

Total

357

100.0