The role of microfinance institutions on poverty reduction in Ethiopia: the case of Oromia Credit and Saving Share Company at Welmera district

Future Business Journal

Table 11 The output of binary logistic regressions.

Variables	Coefficients	S.E	Wald	Sig	Exp(B)
Maritalstat(1)	− 18.230	12,260.671	0.000	0.999	0.000
Gender(1)	− 0.916	0.510	3.222	0.073*	0.400
Education level(1)	2.036	0.488	17.385	0.000***	7.658
Family size	− 0.170	0.152	1.246	0.264	0.844
Voluntary saving(1)	0.853	0.404	4.472	0.034**	2.348
Age	0.054	0.038	2.069	0.150	1.056
Distance from a lending institute	− 0.093	0.043	4.708	0.030**	0.911
Training(1)	2.651	1.019	6.769	0.199	7.321
Utilization of loan(1)	4.162	0.553	56.597	0.000***	64.169
Membership duration	0.159	0.148	1.166	0.280	1.173
Constant	36.990	15,110.789	0.000	0.998	1.161E + 16

***, **, *indicates that the level of significance at 1%, 5%, and 10%, respectively