The pillars determining financial inclusion among SMEs in Egypt: service awareness, access and usage metrics and macroeconomic policies

Future Business Journal

Table 2 Total variance explained

Factor	Initial eigenvalues			Rotation sums of squared loadings
Factor	Total	% of variance	Cumulative %	Total	% of Variance	Cumulative %
1. Macroeconomic risk pertinent to SMEs)	4.559	56.982	56.982	2.607	50.847	50.847
2. Usage of financial services by SME's	1.299	16.238	73.220	2.459	25.745	76.7
3. Marketing promotion tools to SMEs	1.074	13.427	86.647	1.866	14.877	86.647
4. Type of SMEs sector [E1]	.324	4.051	90.698
5. Account transaction costs for SMEs [C2]	.298	3.728	94.426
6.Sales promotion SMEs [B1]	.164	2.052	96.478
7. Tax evasion SMEs [D4]	.155	1.933	98.411
8. Number of employees SMEs [D4]	.127	1.589	100.000

The bold value indicates to the cumulative percentage pf 86.65% covering most of the variability of financial inclusion through the "three PC 1,2,3 and which represent:- PC1: Macreconomic risj pertinent to SMEs PC2: Usage of financial services by SMEs PC3: Marketing promotion tools to SMEs