|  | Mean | SD | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | Age | 42.31 | 16.82 | 1.00 | Â | Â | Â | Â | Â | Â | Â | Â | Â | Â | Â |
2 | Gender | 0.43 | 0.50 | − 0.02 | 1.00 |  |  |  |  |  |  |  |  |  |  |
3 | Education | 1.86 | 0.67 | − 0.35 | 0.08 | 1.00 |  |  |  |  |  |  |  |  |  |
4 | Employment status | 0.70 | 0.46 | − 0.12 | 0.16 | 0.15 | 1.00 |  |  |  |  |  |  |  |  |
5 | Income level | 3.10 | 1.43 | − 0.11 | 0.03 | 0.29 | 0.13 | 1.00 |  |  |  |  |  |  |  |
6 | Power distance | 79.80 | 12.74 | − 0.21 | 0.08 | 0.27 | − 0.03 | 0.01 | 1.00 |  |  |  |  |  |  |
7 | Individualism | 21.96 | 5.69 | − 0.05 | 0.05 | 0.14 | − 0.01 | − 0.01 | 0.69 | 1.00 |  |  |  |  |  |
8 | Masculinity | 47.01 | 9.35 | − 0.14 | 0.04 | 0.17 | − 0.06 | 0.01 | 0.70 | 0.72 | 1.00 |  |  |  |  |
9 | Uncertainty avoidance | 38.36 | 17.34 | 0.00 | − 0.04 | − 0.27 | 0.00 | 0.02 | − 0.10 | − 0.01 | − 0.23 | 1.00 |  |  |  |
10 | E-commerce | 0.23 | 0.42 | − 0.27 | 0.01 | 0.40 | 0.15 | 0.20 | 0.05 | − 0.01 | 0.00 | − 0.30 | 1.00 |  |  |
11 | Account ownership | 0.65 | 0.48 | 0.00 | 0.01 | 0.28 | 0.12 | 0.15 | − 0.03 | − 0.09 | − 0.14 | − 0.13 | 0.30 | 1.00 |  |
12 | GDP per capita (log) | 3.83 | 0.47 | 0.11 | 0.02 | 0.19 | 0.01 | − 0.04 | − 0.07 | − 0.12 | − 0.04 | − 0.62 | 0.32 | 0.47 | 1.00 |