Table 1 Descriptive statistics
From: Do competition and efficiency lead to bank stability? Evidence from Bangladesh
Variable | Obs. | Mean | SD | Min. | Max. |
|---|---|---|---|---|---|
log (Z-score) | 270 | 3.279 | 0.851 | 0.31 | 5.006 |
σROA | 240 | 0.006 | 0.009 | 0 | 0.051 |
NPL | 270 | 0.0926 | 0.157 | 0.0008 | 0.902 |
Boone loan | 270 | − 3.49 | 0.176 | − 3.965 | − 3.105 |
Boone deposit | 270 | − 3.597 | 0.504 | − 4.956 | − 2.496 |
Net interest margin | 270 | 0.033 | 0.014 | 0.001 | 0.076 |
Asset turnover ratio | 270 | 0.879 | 0.715 | 0.484 | 7.765 |
Operating efficiency ratio | 270 | 2.329 | 0.69 | 0.105 | 4.902 |
Working capital ratio | 270 | 3.367 | 3.78 | 0.122 | 32.013 |
Efficiency index | 270 | 0.787 | 0.0897 | 0 | 1 |
log (total asset) | 270 | 25.672 | 0.698 | 23.19 | 27.31 |
Loan-to-deposit ratio | 270 | 1.163 | 1.732 | 0.394 | 21.173 |
gGDP | 270 | 6.292 | 0.669 | 5.045 | 7.284 |
log(GDP) | 270 | 25.658 | 0.161 | 25.416 | 25.916 |
log (GDP per capita) | 270 | 6.933 | 0.257 | 6.554 | 7.355 |
Financial depth | 270 | 61.662 | 3.396 | 54.882 | 65.848 |
Governance | 270 | 0.408 | 0.348 | 0 | 1 |
Regulation | 270 | 6.797 | 0.877 | 6.63 | 6.9 |