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Table 9 Short-run and long-run coefficient of ARDL model.

From: Electronic payment adoption and consumers’ spending growth: empirical evidence from Nigeria

 

dlnMOBILE

dlnINTERNET

CointEq(− 1)

InMOBILE

InINTERNET

Dependent

     

 dlnHOUSE

0.06 (0.02)**

0.06 (0.48)*

− 0.40(0.00)**

0.15 (0.02)**

0.07 (0.45)

  1. ***, **, * indicate significant at 1%, 5% and 10%