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Table 8 Analysis of variance of socio-economic variables of respondents.

From: Electronic payment adoption and consumers’ spending growth: empirical evidence from Nigeria

 

Sum of squares

df

Mean square

F

Sig.

Sex

 Between groups

22.209

17

1.306

7.467

.000

 Within  groups

67.013

383

.175

  

 Total

89.222

400

   

Age

 Between groups

88.679

17

5.216

12.157

.000

 Within groups

164.348

383

.429

  

 Total

253.027

400

   

Marital status

 Between groups

20.648

17

1.215

5.877

.000

 Within groups

79.147

383

.207

  

 Total

99.796

400

   

Highest academic qualification

 Between groups

17.470

17

1.028

4.246

.000

 Within groups

92.704

383

.242

  

 Total

110.175

400

   

Occupation status

 Between groups

203.873

17

11.993

12.070

.000

 Within groups

380.556

383

.994

  

 Total

584.429

400

   

Year of experience

 Between groups

21.269

17

1.251

3.808

.000

 Within groups

125.828

383

.329

  

 Total

147.097

400

   

Monthly income

 Between groups

24.666

17

1.451

2.463

.001

 Within groups

225.654

383

.589

  

 Total

250.319

400