From: Electronic payment adoption and consumers’ spending growth: empirical evidence from Nigeria
Model summary | R | R-square | Adjusted R-square | SE of the estimate |
---|---|---|---|---|
1 | .521a | .272 | .262 | .64760 |
ANOVA | Sum of squares | df | Mean square | F | Sig. |
---|---|---|---|---|---|
1 | |||||
Regression | 61.805 | 5 | 12.361 | 29.474 | .000a |
Residual | 165.655 | 395 | .419 | ||
Total | 227.460 | 400 |
Coefficientsb | Unstandardized coefficients | Standardized coefficients | t | Sig. | |
---|---|---|---|---|---|
B | SE | Beta | |||
1 | |||||
(Constant) | 1.323 | .212 | 6.247 | .000 | |
Awareness | .225 | .055 | .285 | 4.060 | .000 |
Convenience | .079 | .068 | .088 | 1.168 | .244 |
Security and safety | − .044 | .059 | − .044 | − .752 | .452 |
Trust | .189 | .057 | .179 | 3.330 | .001 |
Social influence | .182 | .047 | .182 | 3.859 | .000 |