Table 5 Regression analysis of determinant of e-payment adoption.
From: Electronic payment adoption and consumers’ spending growth: empirical evidence from Nigeria
Model summary | R | R-square | Adjusted R-square | Std. error of the estimate |
|---|---|---|---|---|
1 | .791a | .625 | .621 | .58823 |
ANOVA | Sum of squares | df | Mean square | F | Sig. |
|---|---|---|---|---|---|
1 | |||||
Regression | 228.266 | 4 | 57.067 | 164.923 | .000a |
Residual | 137.023 | 396 | .346 | ||
Total | 365.289 | 400 | |||
Coefficientsb | Unstandardized coefficients | Standardized coefficients | t | Sig. | |
|---|---|---|---|---|---|
B | SE | Beta | |||
1 | |||||
(Constant) | − .008 | .192 | − .043 | .966 | |
Convenience | .770 | .048 | .678 | 16.131 | .000 |
Security and safety | .195 | .053 | .151 | 3.704 | .000 |
Trust | .013 | .051 | .010 | .257 | .797 |
Social influence | .011 | .043 | .008 | .250 | .803 |